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THESE READINGS ARE FOR ENTERTAINMENT PURPOSES ONLY. ALL INFORMATION AND/OR ADVICE GIVEN TO YOU BY COGNITIVE UNIVERSE AND SPIRITUAL GEMS SHOULD NOT TAKE THE PLACE OF ANY MEDICAL, LEGAL OR FINANCIAL ADVICE GIVEN TO YOU BY ANY QUALIFIED PROFESSIONAL.  ALL SESSIONS BY COGNITIVE UNIVERSE AND SPIRITUAL GEMS ARE NOT A SUBSTITUTE FOR MEDICAL, LEGAL OR FINANCIAL ADVICE. ALL SESSIONS PROVIDED ARE NON-REFUNDABLE. COGNITIVE UNIVERSE AND SPIRITUAL GEMS HAS ALLOTTED CONCENTRATED TIME AND ENERGY TO PROVIDE YOU WITH SERVICES RENDERED. YOU MUST BE 18 YEARS OF AGE TO USE THIS SERVICE, OR HAVE WRITTEN CONSENT FROM A PARENT OR LEGAL GUARDIAN. COGNITIVE UNIVERSE AND SPIRITUAL GEMS HAVE THE RIGHT TO REFUSE SERVICES. DUE TO INAUSPICIOUS INFORMATION DO NOT FIT THE REQUIREMENTS FOR THESE SERVICES OR IF YOU HAVE BEEN BLACKLISTED, COGNITIVE UNIVERSE AND SPIRITUAL GEMS SCREENS FOR SPAM AND MISLEADING PRIVATE INFORMATION EXAMPLE EMAILS. ALL PRICES SUBJECT TO CHANGE AND TERMS AND CONDITIONS SUBJECT TO CHANGE UPON UPDATES. 
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